How to make Apple Card payments

See how to make a payment, bank check your balance, and cull a payment source.

Check your Card Balance for Apple Card in the Wallet app

Check your balance

To come across your Card Balance, open the Wallet app on your iPhone and tap Apple Carte.1 The Card Balance shows below your menu. Card Balance includes all new spending and any remaining monthly remainder. If yous have Apple Card Monthly Installments, and so your remainder includes the newly billed monthly installment.

You can only pay off purchases afterwards they articulate, and then Card Balance volition go along to reflect pending transactions, even if you lot brand a maximum payment.

Find your monthly remainder

The monthly residue includes all of your spending in a calendar month (except for any pending transactions), interest charges, and credits posted to your business relationship. It also includes any remaining balance from the previous calendar month. If you take Apple Card Monthly Installments,2 your monthly residuum includes your interest-free monthly installment. When you pay the monthly balance, information technology stops additional interest charges on your account.

  1. Open up the Wallet app on your iPhone and tap Apple Bill of fare.
  2. Tap to pay.
  3. Your monthly residuum is automatically selected and you see a green checkmark.

If y'all already paid some of your monthly balance, your remaining monthly remainder is shown. If you lot pay off your monthly residue each month past the due date, you aren't charged interest.

Find your minimum payment due

The minimum payment is the minimum amount you must pay towards your Apple Carte du jour balance to keep your account current.

  1. Open the Wallet app on your iPhone and tap Apple Bill of fare.
  2. Tap to pay.
  3. Press and slide counterclockwise until the wheel turns cherry and stops.
  4. Y'all see the minimum payment due.

When your minimum payment is due, Payment Due appears with the amount below your Apple tree Menu. If you bought an iPhone, iPad, Mac, or other eligible Apple tree product with Apple Carte Monthly Installments, your monthly installment is included in the minimum payment amount.

How to make payments

Yous can set recurring scheduled payments or make a former payment in the Wallet app with just a few taps. If you don't accept an eligible iPhone or iPad, you can brand an Apple Card payment online at carte.apple tree.com.

For Apple Card Family, account owners and co-owners are responsible for all payments on the shared Apple Card business relationship. On a co-owned account, each co-owner can make payments on the account and can add together a bank account. Before making or scheduling a payment on a shared Apple Card account, co-owners should verify that the correct bank account is selected.iii

Set up scheduled payments for Apple Card in the Wallet app

Set scheduled payments for Apple tree Card

  1. Open the Wallet app on your iPhone and tap Apple Card.
  2. Tap the more push, tap Scheduled Payments, and then tap Keep.
  3. Tap Pay My Bill to pay your previous monthly balance or tap Pay Different Amount to choose an corporeality. Then tap adjacent:
    • If you chose Pay My Bill, select when you want your payment to be fabricated, so tap Next.
    • If you chose Pay Different Amount, select your payment corporeality, when you desire the payment to repeat, when you want the outset payment to be made, and then tap Next.
  4. Confirm with Face ID, Impact ID, or passcode.
  5. Tap Done.

If you want to change your scheduled payment, y'all need to first cancel your current scheduled payment. Just tap the more than push button , then tap your scheduled payment under Scheduled Payments. Tap Cancel Payments and tap Cancel Payments over again to ostend your option.

Make a one-time payment

Pay now

To brand an immediate ane-time payment, follow these steps:

  1. Open the Wallet app on your iPhone and tap Apple tree Card.
  2. Tap to pay.
  3. Hold and slide the payment bike to choose a payment amount.
  4. Tap Pay Now to instantly make your payment, so follow the instructions on your screen.

Pay later

Here'south how to schedule a quondam payment:

  1. Open up the Wallet app on your iPhone, tap Apple Card, then tap to pay.
  2. Concur and slide the payment bike to choose a payment amount, so tap Pay Later.
  3. Choose the date you want to make the payment.iv
  4. Tap Pay on [your chosen date], then follow the instructions on your screen.

Brand additional payments on your Apple Card Monthly Installments

If you pay your minimum payment due each calendar month, you're automatically paying your Apple Bill of fare Monthly Installment for that month. To brand an additional payment or pay off your installment residual, you need to pay your Maximum Payment for all other Apple Bill of fare purchases before additional payments can exist applied to your installment balance.

Acquire how to pay actress towards your Apple tree Card Monthly Installments.

Apple Card Monthly Installments are interest-free and all other purchases you brand with your Apple Menu have a variable APR.ii When y'all pay toward your Apple Bill of fare rest commencement, you lot can reduce or eliminate interest charges.

If you pay more towards your installment rest, you might reduce the number of payments, but you're still required to pay your installment the side by side month.

If your iPhone or iPad is unavailable

If your iPhone is missing or stolen, you tin can phone call an Apple tree Card specialist to make a payment. You tin also enquire an Apple tree Card specialist to aid you set up scheduled payments and then you won't miss a payment.

If you lot added your Apple tree Card to some other iPhone, you can make a payment or set up scheduled payments in the Wallet app on that iPhone. If you added your Apple Card to your iPad, you tin can get to Settings > Wallet & Apple Pay > Apple Card, and so tap Brand a Payment or set up Scheduled Payments.

Cancel a payment

On iOS 14 or afterward, you lot might be able to cancel a onetime payment that hasn't been processed nevertheless:

  1. On your iPhone, open up the Wallet app and tap Apple Card.
  2. Under Latest Transactions, tap the payment that you want to abolish.
  3. Tap the payment again, then tap Report an Issue.
  4. Choose an consequence, so tap Cancel Payment.

If y'all don't encounter Cancel Payment, tap Contact Back up to chat with an Apple Card specialist.

Choose or change a payment source

Add a bank account that you can use to make payments, or use Apple Greenbacks to help pay off your Apple Carte du jour residuum. The first time you choose to add together a banking concern business relationship, you're asked if you lot desire to add the aforementioned bank account that you utilise with Apple Cash. If you lot select Yeah, the banking concern business relationship is automatically added.

Add together a banking company account

  1. Get your bank account number and banking company routing number.
  2. Open the Wallet app on your iPhone and tap Apple Card.
  3. Tap the more than push button.
  4. Scroll downwardly and tap Banking company Accounts.
  5. Tap Add a Banking concern Account, then follow the instructions on your screen.

You can add together multiple bank accounts to brand payments. The showtime bank account you add together volition exist your default bank account.

Delete a bank account

Before yous delete a bank account, you lot must delete any payments that you gear up using that bank business relationship.

And then, open the Wallet app on your iPhone and follow these steps:

  1. Tap Apple Carte.
  2. Tap the more push button.
  3. Scroll down and tap Bank Accounts.
  4. Tap Edit.
  5. Tap the delete push button.

Pay with Apple Cash or a dissimilar banking company account

If y'all choose Pay At present, you can use your Apple tree Cash balance to make an immediate former payment. If the balance of your Apple tree Greenbacks account is less than the amount of your payment, the remaining balance is paid from your default bank account.

You can also choose a dissimilar depository financial institution account to pay your Apple Card balance:

  1. Open the Wallet app on your iPhone and tap Apple Carte.
  2. Tap to pay.
  3. Choose a payment amount and tap the Pay At present button.
  4. Tap your bank account, then cull a different bank account.
  5. Tap the Back button and authenticate with Face ID, Touch on ID, or your passcode to brand a payment.

Choose whether to use Apple Card when you make an Apple Card payment

Turn payments with Apple tree Cash on or off

If y'all want to pay from only your banking concern account without using your Apple Cash remainder, follow these steps:

  1. Open the Wallet app on your iPhone and tap Apple tree Card.
  2. Tap to pay.
  3. Cull a payment corporeality and tap Pay At present.
  4. Tap your bank account, then turn Apple Cash on or off.
  5. Tap the Back button, and so authenticate with Face up ID, Touch ID, or passcode to make a payment.

See your payment history

To view your payment history, follow these steps:

  1. Open the Wallet app on your iPhone and tap Apple tree Carte.
  2. Tap Card Balance.
  3. Scroll downward and select the Statement you want to view.

Next to Payments and Credits you see the corporeality of Payments and Credits from the month you selected. If you want to download a PDF of the argument, tap Download PDF Argument. Payments and Credits includes payments you might have made, refunds on purchases you returned, and credits you might take received from a transaction dispute.

You can also view individual payments. Only open the Wallet app on your iPhone and tap Apple Menu. So curl through Latest Transactions until you run into a Payment transaction. To see the payment details, tap the transaction, then tap it again on the side by side screen.

  1. Apple Card is issued by Goldman Sachs Depository financial institution USA, Salt Lake Metropolis Co-operative.
  2. Variable APRs range from 11.24% to 22.24% based on creditworthiness. Rates as of April one, 2022.
  3. Each co-owner is jointly and individually responsible for all balances on the co-owned Apple Card including amounts due on the existing co-owner's account before the accounts are merged. Each co-owner will be reported to credit bureaus as an owner on the business relationship. In addition, co-owners will take full visibility into all business relationship activeness and each co-owner is responsible for the other co-possessor'south instructions or requests. Credit reporting includes positive and negative payment history, credit utilization and additional information. Card usage and payment history may affect each co-possessor's credit score differently because each individual'southward credit history will include information that is unique to them. Addition of a new co-owner is subject to credit blessing and full general eligibility requirements. Learn more about Apple Card eligibility requirements. Either co-owner tin close the account at any time which may negatively impact your credit and you lot volition all the same be responsible for paying all balances on the account. Larn more than about account sharing options, including some of the risks and benefits.
  4. Yous tin merely use your banking concern account to schedule a erstwhile payment.

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